When you schedule a consultation or submit a form on this website, I may collect your name, email address, phone number, and information related to your insurance needs. This data is collected voluntarily and is used solely to contact you about health insurance options, including Affordable Care Act (ACA) plans; assist with questions about enrollment, coverage, and eligibility; respond to appointment requests; and fulfill any legal or regulatory requirements. I do not use automated dialing systems or prerecorded messages. For scheduling and communication purposes, I use secure third-party tools such as Google Calendar, which may process limited information strictly for administrative use, they are not permitted to use or sell your data. You may request to stop communication at any time by calling, emailing, or replying to a message. Your information will never be sold, shared, or rented to outside parties for marketing. I take reasonable steps to protect your information, but please note that no system is 100% secure, and use of this website is at your own discretion. This website is privately owned and not affiliated with the federal government or HealthCare.gov. For official Marketplace information, please visit www.healthcare.gov. This policy may be updated at any time, and continued use of the website indicates your acceptance of those changes.