Insurance FAQs
1. What is the ACA Marketplace?
The ACA Marketplace is a government platform where individuals and families can shop for affordable health insurance plans that meet federal standards.
2. Am I eligible for $0/month coverage?
You may qualify based on your income and household size. During your consultation, we’ll check your eligibility and help you apply.
3. What documents do I need to apply for health insurance?
Typically, you’ll need a government-issued ID, proof of income (pay stubs, tax return, etc.), and immigration status documentation (if applicable).
4. Can I still enroll if it’s not Open Enrollment?
Yes—if you qualify for a Special Enrollment Period due to a life event (e.g., job loss, new baby, moving), we can help you apply.
5. Do you offer dental or vision coverage?
Yes! We offer plans with dental and vision options. We’ll help you find the right fit based on your needs and budget.
Tax Services FAQs
6. What do I need for tax preparation?
Bring your ID, Social Security numbers for dependents, W-2s, 1099s, and any documents related to deductions or income.
7. Do you offer e-filing?
Yes — our tax partners provide fast and secure e-filing to help you get your refund as quickly as possible.
8. Can I file taxes if I don’t have a W-2?
Yes, if you’re self-employed or have other income sources, we’ll guide you through the process using 1099s or personal records.
9. Do you work with small businesses or self-employed individuals?
Absolutely. Our network of tax professionals works with sole proprietors, freelancers, and small business owners to manage taxes and support financial planning.
10. What is a form 1095-A, and why do I need it?
Form 1095-A is a Health Insurance Marketplace statement sent to individuals who enrolled in a Marketplace plan. It shows the coverage you had and any premium tax credits you received. You’ll need this form to accurately file your taxes and reconcile any subsidies with the IRS. If you had Marketplace coverage, bring your 1095-A to your tax appointment.
General FAQs
11. Do you offer bilingual support?
Yes! Services are available in English, French, and Haitian Creole.
12. What happens during a consultation?
We’ll discuss your specific needs, review your eligibility, answer your questions, and guide you toward the best options—no pressure, just support.
