Life Happens — You Might Qualify for Special Enrollment

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  • A woman in a blazer is showing a health plan document to a man sitting at a desk in an office.

    🔍 What Is Special Enrollment?

    Special Enrollment Periods (SEPs) are limited times when you can apply for health coverage outside of the standard Open Enrollment window. To qualify, you must have experienced a recent life event that affects your insurance needs.

    Missed Open Enrollment? You may still be eligible for coverage. If you’ve gone through a qualifying life change — like losing employer coverage, moving, or having a child — we’re here to help you understand your options and walk you through the process.

  • A smiling man and woman standing in a room filled with moving boxes, holding a cardboard box with a potted plant inside.

    ✅ Common Qualifying Life Events

    While not everyone qualifies, these common changes may make you eligible:

    👔 Loss of employer-sponsored coverage

    💍 Marriage or divorce

    👶 Having or adopting a child

    📦 Moving to a new ZIP code

    🎓 Aging off a parent’s plan

    🛂 Gaining legal immigration status

    🔄 Other major life changes

  • A man in a suit smiling while talking on the phone in an office setting.

    🤝 Free Help to Explore Your Options

    Navigating special enrollment can feel overwhelming, but you don’t have to do it alone. We provide one-on-one support to help you understand your eligibility, gather any needed documents, and submit your application accurately and on time.

    Our licensed agents are here to answer your questions, simplify the process, and make sure you don’t miss out on coverage you may qualify for — all at no cost to you.