Life Happens — You Might Qualify for Special Enrollment

Special Enrollment Periods (SEPs) are limited times when you can apply for health coverage outside of the standard Open Enrollment window. To qualify, you must have experienced a recent life event that affects your insurance needs.

Missed Open Enrollment? You may still be eligible for coverage. If you’ve gone through a qualifying life change — like losing employer coverage, moving, or having a child — we’re here to help you understand your options and walk you through the process.

While not everyone qualifies, these common changes may make you eligible:

👔 Loss of employer-sponsored coverage

💍 Marriage or divorce

👶 Having or adopting a child

📦 Moving to a new ZIP code

🎓 Aging off a parent’s plan

🛂 Gaining legal immigration status

🔄 Other major life changes

Navigating special enrollment can feel overwhelming, but you don’t have to do it alone. We provide one-on-one support to help you understand your eligibility, gather any needed documents, and submit your application accurately and on time.

Our licensed agents are here to answer your questions, simplify the process, and make sure you don’t miss out on coverage you may qualify for — all at no cost to you.